Finance the purchase, lease or modernization of goods or equipment

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Ambition ME 

  ​Caisse de dépôt et placement du Québec
  Obtain financing in the form of investment, support from specialists and access to an international network to propel the development and growth of your medium-sized Quebec company.

• BDC Capital — Venture Capital 

  Business Development Bank of Canada
  Get financing and advice from venture capital investors to help you build and grow your business in Canada and internationally.

• Development Capital — Equity financing 

  Investissement Québec
  Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• National Bank SME Growth Fund 

  ​National Bank
  ​Receive up to $15 million for the growth, transfer or purchase of your company.

• Real estate fund 

  ​Fonds de solidarité FTQ
  Get an investment for your start-up business with an environmentally responsible construction, renovation or building revitalization project.

• Scotiabank Women Initiative 

  ​Scotiabank
  Access capital, training, consulting and mentoring to develop your women-owned business.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Agribusiness and Agrifood Young Entrepreneurs 

  Farm Credit Canada
  If you are under 40 years old, get a loan of up to $1 million to launch a new business or to take your operations to the next level.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC - Wholesale Financing 

  Business Development Bank of Canada
  Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.

• BDC Capital — Growth & Transition Capital — Buying a business 

  Business Development Bank of Canada
  Get repayable financial support of up to $35 million to increase your working capital to buy a competitor's or supplier's business. You can also obtain guidance and support from a team of experienced professionals to help you find the optimal financing structure in order to raise more capital. There is 2 solutions depending on the clients needs.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Commercial real estate financing 

  Business Development Bank of Canada
  Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Technology Financing 

  Business Development Bank of Canada
  Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.

• BDC — Equipment Purchase Financing 

  Business Development Bank of Canada
  Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

• BMO for Black Entrepreneurs 

  ​BMO
  Get a loan of up to $250,000, tools, training and a business network to grow your majority Black Canadian owned business.

• Black-Led Business Financing Program 

  ​Scotia Bank
  Get a loan of up to $250,000 to finance your capital expenditures or working capital.

• Canadian Agricultural Loans Act program 

  Agriculture and Agri-Food Canada
  Get a loan of up to $500,000 to establish, improve and develop your farm—or up to $3 million for your co-operative to process, distribute and market agricultural goods.

• Chantier de l'économie sociale Trust 

  Chantier de l'économie sociale Trust
  Get a trust loan between $50,000 and $1.5 million, with no principal repayment requirement for 15 years, to finance costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

• Collective entrepreneurship financing 

  Investissement Québec
  Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Development Capital — Equity financing 

  Investissement Québec
  Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Development Capital —Debt financing 

  Investissement Québec
  Debt financing up to $100 million to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Environmental Solutions 

  Farm Credit Canada
  Get a pre-approved line of credit to make environmental upgrades to your farm.

• FIJE Fund 

  Centre d'Aide aux Entreprises Haute-Yamaska et région
  If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• Forestry Financing 

  La Financière agricole
  Get low interest rate loans and assistance resources for forestry projects.

• Futurpreneur Canada Newcomer Program 

  Futurpreneur Canada
  Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

• Investment fund for young farmers (in French only)

  Fonds d'investissement pour la relève agricole
  ​Are you an agricultural entrepreneur 39 years old or younger? You may be eligible for assistance to acquire or lease agricultural land with option to purchase.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• PME MTL – New Community Businesses 

  PME MTL
  Your new community-based venture may be eligible to receive $23,000 in loans and subsidies.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• PME MTL – Solidarity Fund 

  PME MTL
  Get a low interest rate loan of up to $100,000 to start or grow your business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Quebec Business Transfer Fund 

  Centre de transfert d'entreprise du Québec
  Get specific business transfer funding to promote entrepreneurial growth and succession of existing businesses.

• Rise – Small Business Lending 

  Rise
  Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• Young Farmers 

  Farm Credit Canada
  Loans for agricultural producers under age 40 to start a farm or take it to the next level.

• Efficient Farming Products 

  Hydro-Québec
  Get a rebate on the purchase and installation of lighting products and more efficient farm equipment, such as piglet warmers, fans and milk and milking conservation equipment.

• Tax Credit for Pre-Competitive Private Partnership Research 

  Ministère de l'Économie et de l'Innovation
  Refundable tax credit of up to 30% for R&D work conducted in partnership with another private company.

• Tax credit for film production services 

  Société de développement des entreprises culturelles
  Refundable tax credit of 20% to 36% of the cost of labour and goods relating to film production, computer-aided animation and special effects.

• "Artère en transformation" : Subsidy for businesses 

  ​Ville de Montréal
  Obtain financial assistance of up to $250,000 per building to renovate and modernize your commercial spaces located on an artery that has undergone major underground infrastructure work.

• Aboriginal Initiatives Fund III (in French only)

  Secrétariat aux affaires autochtones
  Your for-profit or non-profit Indigenous organization could be eligible for a grant for its economic development project.

• Accélérateur d'opportunités - Soutien à la productivité (in French only)

  ​Ville de Laval
  Get support and a grant of up to $125,000 for your Laval company's digital transformation project.

• CED Aerospace Regional Recovery Initiative 

  ​Canada Economic Development for Quebec Regions
  If your SME or non-profit is working on a project to become more environmentally friendly, improve productivity, strengthen commercialization or integrate with regional and global supply chains, you could get a contribution to help with some of the costs.

• Charge+ 

  ​Propulsion Québec
  Receive up to $100,000 in financial assistance for the acquisition and installation of Level 2 charging stations, 20-49 kW fast charging stations and 50 kW fast charging stations in a fleet, workplace or public space.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Diversify your economy 

  Canada Economic Development for Quebec Regions
  Support for SMEs and NPOs to attract international organizations to the regions, draw tourists from outside Quebec or acquire community economic facilities.

• Efficient Solutions Program 

  Hydro-Québec
  Financial assistance to implement energy efficiency measures involving lighting, variable-frequency drives, compressed air, water chilling and industrial refrigeration.

• Electricity Management Systems 

  Hydro-Québec
  Up to $75,000 to purchase and install continuous measuring equipment and up to $75,000 for development and implementation of an electricity management system.

• Energy efficiency grants 

  ​Énergir
  Get a grant for the purchase of high-efficiency appliances or for the implementation of energy efficiency projects.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financial support for aspiring farmers 

  La Financière agricole
  Get up to $50,000 to work an existing farm or start a new business.

• Financial support for owners of industrial lots in eastern Montréal 

  ​Ville de Montréal
  Get a grant covering up to 75% of eligible expenses for the rehabilitation of your industrial land in the east end of Montreal.

• Fonds Entrepreneuriat commercial 

  PME MTL
  Receive up to $25,000 in financial assistance to develop your business in the retail sector.

• Fonds d’appui à l’entrepreneuriat collectif (FAEC)  (in French only)

  ​MRC de la Vallée-du-Richelieu
  Obtain technical support or a grant of up to $10,000 for an innovative project involving a social economy enterprise.

• Group Recovery Support Program (in French only)

  Centre de transfert d'entreprise du Québec
  ​Do you want to transfer or buy a business? If so, you can receive funding to help you.

• Incentives for Zero-Emission Vehicles Program 

  Transport Canada
  Access an incentive of up to $5,000 to purchase or lease a new light-duty zero-emission vehicle approved or listed on the program's list of eligible vehicles.

• LaSalle Commercial Vitality Fund 

  ​PME MTL
  Obtain a grant of up to $20,000 for the modernization and implementation of your business in the borough of LaSalle.

• PME MTL – New Community Businesses 

  PME MTL
  Your new community-based venture may be eligible to receive $23,000 in loans and subsidies.

• PME MTL – Social Initiatives 

  PME MTL
  Get up to $50,000 in subsidy and resources to start a social initiative.

• PME MTL – Subsidies to support social economy initiatives 

  ​PME MTL
  Get a non repayable contribution of up to $50,000 to cover up to 80% of the costs of undertaking an innovative social economy project from planning stage to growth.

• PME MTL – Young Business 

  PME MTL
  Get up to $15,000 to help with your start-up and growth.

• Poultry and Egg On-Farm Investment Program — Stream 1 

  Agriculture and Agri-Food Canada
  Get a non-repayable contribution to cover up to 70% of the costs of on-farm investments in modernizing operations, increasing efficiency, biosecurity, environmental sustainability, and meeting changing consumer demands, retroactive to March 19, 2019.

• Poultry and Egg On-Farm Investment Program — Stream 2 

  Agriculture and Agri-Food Canada
  If you were 35 years old or younger on January 1, 2021, get a non-repayable contribution to cover up to 85% of the costs of on-farm investments in modernizing operations, increasing efficiency, biosecurity, environmental sustainability, and meeting changing consumer demands, retroactive to March 19, 2019.

• Programme Compétitivité et environnement 2022-2024 (in French only)

  Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
  Obtain financial assistance for the contribution of expertise, the improvement of competitiveness and the realization of structuring projects in your company in the dairy and meat processing sectors.

• Programme de soutien à la diversité commerciale du Sud-Ouest (in French only)

  ​PME MTL
  Get a grant of up to $20,000 for the establishment of your business in the South West Island of Montreal.

• Programme d’aide à la modernisation des installations de certaines résidences privées pour aînés (in French only)

  Société d'Habitation du Québec
  Receive up to $160,000 in financial assistance to help with the cost of renovations required to maintain your insurance policy and certification for your private seniors' residence.

• Programme d’immobilisation en entrepreneuriat collectif (PIEC) (in French only)

  ​Investissement Québec
  Obtain up to $500,000 for your renovation, construction and acquisition projects of your social economy enterprise. 

• Programme Écobus (in French only)

  ​Ministère des Transports
  Receive up to $100,000 in financial assistance for the acquisition or long-term lease of a low-emission vehicle, or the acquisition and installation of technology on a vehicle registered in Quebec.

• Programme Écocamionnage (in French only)

  ​Ministère des Transports
  Receive financial assistance for the implementation of energy efficiency measures or the use of alternative energy to reduce GHG emissions in the road freight and service vehicle industry.

• Programmes d'aide financière dans le domaine forestier (in French only)

  Fédération des producteurs forestiers du Québec
  Get financial assistance for forest management, wildlife management, conservation of a natural environment or the purchase of a woodlot through one of these programs.

• Quebec Economic Development Program 

  Canada Economic Development for Quebec Regions
  ​Find out about financial and other resources that can help you develop your Quebec business.

• Renovation subsidy for retail businesses on Rue Sainte-Catherine Ouest 

  ​Ville de Montréal
  Receive a grant of up to $320,000 to renovate the interior or exterior of your commercial building if it was affected by the work that took place on Sainte-Catherine Street West.

• Retail business renovation subsidy 

  City of Montréal
  ​If you are the owner of a commercial building in Montreal, you could obtain a grant to modernize the layout of your business.

• Soutien aux initiatives de développement économique dans l'arrondissement d'Ahuntsic-Cartierville (in French only)

  ​Ville de Montréal
  Get financial assistance to propel your collective economic development initiatives.

• Subsidies for artists in the visual arts and craft arts 

  ​Ville de Montréal
  Receive financial assistance if you are a professional visual and fine craft artist, tenant or owner of a studio space.

• Subsidy for buildings occupied by social economy businesses - Component 1: Acquisition of a building or lot 

  ​City of Montreal
  Obtain financing for the acquisition of a building or land for your social economy enterprise.

• Subsidy for buildings occupied by social economy businesses - Component 2: Renovation or construction of a building 

  ​City of Montreal
  Obtain financing for the renovation or construction of a building for your social economy enterprise.

• Subsidy for universal access to businesses 

  ​City of Montreal
  ​If you want to improve the accessibility of your business premises in Montreal, you could get a grant to offset eligible costs.

• Supply Management Processing Investment Fund 

  Agriculture and Agri-Food Canada
  Receive up to 5 million dollars in cost-sharing funding for your for-profit organization in the supply-managed sectors to invest in your processing facilities to improve productivity and/or efficiency through the acquisition of new automated equipment and technology.

• TELUS Pollinator Fund for Good 

  ​Telus
  Get funding for your innovative projects in health, education, agriculture and the environment.

• Tourist establishment accessibility program 

  ​Kéroul
  ​This program provides financial assistance to tourism enterprises wishing to improve their infrastructures to make them accessible to people with disabilities.

• ÉcoPerformance — Recommissioning of building mechanical systems 

  Ministère de l'Environnement, de la Lutte contre les changements climatiques, de la Faune et des Parcs
  Receive 75% of eligible costs up to $100,000 for the completion of analyses, audits, and procedures for the recommissioning of building heating, ventilation and air conditioning systems, regardless of the form of energy used.

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.