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Finance your productivity

Loan guarantees

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Lac-Mégantic Economic Assistance Fund 

    Investissement Québec
    Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

  • Local investment fund 

    Ministère de l'Économie et de l'Innovation
    Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Equity investments

  • Ambition ME 

    ​Caisse de dépôt et placement du Québec
    Obtain financing in the form of investment, support from specialists and access to an international network to propel the development and growth of your medium-sized Quebec company.

  • BDC Capital Bridge Financing Program 

    ​Business Development Bank of Canada
    If you operate a high-growth company that has been specifically impacted by COVID-19, you could get matched financing of at least $500,000 in the form of a convertible note if you are already backed by a qualified venture capital firm and have raised at least $500,000 in external capital.

  • BDC Capital — Venture Capital 

    Business Development Bank of Canada
    Get financing and advice from venture capital investors to help you build and grow your business in Canada and internationally.

  • Fonds de solidarité FTQ 

    ​Fonds de solidarité FTQ
    ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

  • Indigenous Growth Fund 

    National Aboriginal Capital Corporations Association (NACCA)
    Access investments to help you develop your Aboriginal business.

  • Industrial, Clean and Energy Technology (ICE) Venture Fund 

    ​Business Development Bank of Canada
    ​Benefit from this funding if your business is in industrial, clean and energy technology sector and has a strong potential for productivity growth.

  • National Bank SME Growth Fund 

    ​National Bank
    ​Receive up to $15 million for the growth, transfer or purchase of your company.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Scotiabank Women Initiative 

    ​Scotiabank
    Access capital, training, consulting and mentoring to develop your women-owned business.

  • Solunov 

    ​Fonds de solidarité FTQ
    ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

  • Ubisoft Entrepreneurs 

    ​Ubisoft
    Get funding, coaching and a chance to network with Ubisoft partners to grow your techno-creative business.

  • Vector 

    ​Zú
    Does your start-up operate in the creative and entertainment industry? Do you have an innovative idea that will drive your growth? The Vector program is designed for you.

Loans and cash advances

  • Apollo13 startup support program (in French only)

    ​Apollo 13
    Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

  • BDC - Business loans 

    Business Development Bank of Canada
    ​You could get money to help you start or grow your business.

  • BDC Capital — Growth Equity Partner 

    Business Development Bank of Canada
    Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

  • BDC — Canada Digital Adoption Program (CDAP) 

    Business Development Bank of Canada
    Get a loan of up to $100,000 to help small and medium sized enterprises adopt digital technologies to increase their competitiveness.

  • Black Entrepreneurship Program – Black Entrepreneurship Loan Fund 

    ​Government of Canada
    Get a loan between $25,000 and $250,000 to help mitigate the effects of COVID-19 and grow your business. More details will be available soon.

  • COVID-19: Aid for rural businesses to rebound 

    ​Sociétés d'aide au développement des collectivités
    Get a loan between $5,000 and $40,000 to help recover from the pandemic if you are located in Papineau, Collines-de-l'Outaouais, Buckingham or Masson-Angers, Quebec, and are not eligible for other federal emergency aid.

  • Compétivert — Funding Solution 

    ​Investissement Québec
    Get a term loan and guarantee starting at $50,000 to increase productivity by financing your green projects.

  • Créavenir 

    ​Desjardins
    If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

  • EDC — Women in Trade Investments Program 

    Export Development Canada
    Get equity capital for your high-revenue, women-led business in the form of direct investment or venture capital funds, to grow and scale to new markets.

  • Economic Diversification Fund — Central Quebec and La Mauricie 

    Investissement Québec
    Contributions or loans for business development projects in central Quebec or the Mauricie.

  • Farm Credit Canada — Loans and lending options 

    Farm Credit Canada
    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • Financing for sustainable agri-food businesses (in French only)

    ​Fondaction
    If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

  • Fonds Mosaïque (in French only)

    Filaction
    If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Fonds de développement des entreprises touristiques (in French only)

    ​Filaction
    Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

  • Fonds de microcrédit agricole (in French only)

    ​MRC de la Vallée-du-Richelieu
    Get an interest-free loan to help you develop your farm business.

  • Fonds de solidarité FTQ 

    ​Fonds de solidarité FTQ
    ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

  • Lac-Mégantic Economic Assistance Fund 

    Investissement Québec
    Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

  • Le Fonds YUL / 375 idées (in French only)

    ​Jeune chambre de commerce de Montréal
    ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

  • Local investment fund 

    Ministère de l'Économie et de l'Innovation
    Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

  • MicroEntreprendre 

    MicroEntreprendre
    Quebec entrepreneurs who are unable to obtain financing in conventional financing networks can obtain loans of $2 000 to $20,000 and support.

  • Nicolet-Yamaska Agri-Food Investment Fund (in French only)

    Service de développement économique de la MRC de Nicolet-Yamaska
    You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

  • RBC Black Entrepreneur Program 

    ​Royal Bank of Canada
    Get financing and expert advice to drive economic growth and wealth creation for your business.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Shopify Capital Funding 

    ​Shopify Capital
    ​Are you a Shopify merchant? If you are, you could receive a loan of up to $500,000 from Shopify.

  • Solunov 

    ​Fonds de solidarité FTQ
    ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

  • Women Entrepreneur Program 

    Farm Credit Canada
    Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

Tax refunds and credits

Grants, contributions and financial assistance

Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

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