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Finance your R&D/innovation

Loan guarantees

  • FinDev Canada Financing and Investment 

    FinDev Canada
    Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Program Supporting the Development of Tourist Attractions — Stream 1 

    Investissement Québec
    Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Equity investments

  • Ambition ME 

    ​Caisse de dépôt et placement du Québec
    Obtain financing in the form of investment, support from specialists and access to an international network to propel the development and growth of your medium-sized Quebec company.

  • Anges Québec Capital Fund 

    Anges Québec
    Investments of up to $4 million for innovative companies with high growth potential and a competitive advantage.

  • ArcTern Ventures' Fund 

    ArcTern Ventures
    ​If your business is a cleantech start-up that aim to create a positive environmental impact, you could get investments from this early-stage venture capital.

  • BDC Capital 

    ​Business Development Bank of Canada
    Access a wide range of specialized financing to match the various stages of your business' growth.

  • BDC Capital — Venture Capital 

    Business Development Bank of Canada
    Get financing and advice from venture capital investors to help you build and grow your business in Canada and internationally.

  • Canada Media Fund 

    Canada Media Fund
    Financial support for the development of innovative and new Canadian content, including digital content, content representing minority groups and content destined for export markets.

  • Compétivert — Investment Matching Solution 

    ​Investissement Québec
    Your Quebec business with strong growth potential could secure the capital needed to carry out projects that have a significant impact on the environment and a strong market potential.

  • Impulsion PME 

    ​Investissement Québec
    Investment for start-up of young innovative businesses with growth potential located in Quebec region.

  • Industrial, Clean and Energy Technology (ICE) Venture Fund 

    ​Business Development Bank of Canada
    ​Benefit from this funding if your business is in industrial, clean and energy technology sector and has a strong potential for productivity growth.

  • Innovexport Fund 

    Fonds Innovexport
    Get an equity or quasi-equity investment between $50,000 and $1 millon dollars as an initial disbursement for your project, with possible additional investments up to a maximum of $3 million.

  • Montreal Social Value Fund 

    ​National Social Value Fund
    ​Does your social enterprise, NPO, or cooperative offer sustainable solutions to achieve 2030 Sustainable Development Goals (SDG)? You could receive up to $70,000 to achieve your objectives.

  • National Bank SME Growth Fund 

    ​National Bank
    ​Receive up to $15 million for the growth, transfer or purchase of your company.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Scotiabank Women Initiative 

    ​Scotiabank
    Access capital, training, consulting and mentoring to develop your women-owned business.

  • Solunov 

    ​Fonds de solidarité FTQ
    ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

Loans and cash advances

  • AgriInnovate Program 

    Agriculture and Agri-Food Canada
    Get up to $10 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

  • Anges Québec Capital Fund 

    Anges Québec
    Investments of up to $4 million for innovative companies with high growth potential and a competitive advantage.

  • Apollo13 startup support program (in French only)

    ​Apollo 13
    Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

  • BDC - Business loans 

    Business Development Bank of Canada
    ​You could get money to help you start or grow your business.

  • BDC Buying a Business Loan 

    Business Development Bank of Canada
    Get an asset-based loan to acquire an existing business or the business of a competitor or supplier.

  • BDC Capital 

    ​Business Development Bank of Canada
    Access a wide range of specialized financing to match the various stages of your business' growth.

  • BDC Capital — Growth & Transition Capital — Working Capital 

    Business Development Bank of Canada
    Get repayable financial support of up to $35 millions to increase your working capital to fund your R&D, product and market development projects.

  • BDC Capital — Growth Equity Partner 

    Business Development Bank of Canada
    Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

  • BDC Commercial real estate financing 

    Business Development Bank of Canada
    Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

  • BDC Indigenous Entrepreneur Loan 

    Business Development Bank of Canada
    Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

  • BDC Newcomer Entrepreneur 

    Business Development Bank of Canada
    If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

  • BDC Small Business Loan 

    Business Development Bank of Canada
    Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

  • BDC Technology Financing 

    Business Development Bank of Canada
    Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.

  • BDC Working Capital Term Loan 

    Business Development Bank of Canada
    Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.

  • BDC — Equipment Purchase Financing 

    Business Development Bank of Canada
    Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

  • Canada Feature Film Fund 

    Telefilm Canada
    Financing for Canadian film producers to develop, produce and market movies in English or French in Canada and internationally.

  • Canada Media Fund 

    Canada Media Fund
    Financial support for the development of innovative and new Canadian content, including digital content, content representing minority groups and content destined for export markets.

  • Community Futures Program 

    Canada Economic Development for Quebec Regions
    Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

  • Compétivert — Funding Solution 

    ​Investissement Québec
    Get a term loan and guarantee starting at $50,000 to increase productivity by financing your green projects.

  • ESSOR — Investment 

    Investissement Québec
    Get a loan of $100,000 or more for manufacturing-innovation projects and $250,000 or more for the creation of a new business or expansion/modernization of an existing business.

  • Economic Diversification Fund - MRC des Appalaches 

    Investissement Québec
    Get a loan to help cover the costs of a business development project in the MRC des Appalaches that improves business productivity and competitiveness.

  • Economic Diversification Fund — MRC des Sources 

    Investissement Québec
    Contributions or loans for business development projects in the MRC des Sources region of Quebec.

  • Farm Credit Canada — Loans and lending options 

    Farm Credit Canada
    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • FinDev Canada Financing and Investment 

    FinDev Canada
    Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

  • Financing for sustainable agri-food businesses (in French only)

    ​Fondaction
    If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

  • Financing of Refundable Tax Credits 

    Investissement Québec
    If you're eligible for a refundable tax credit and need the funds to carry out your project right away, you can get a loan of up to 100% of the anticipated amount, starting at $50,000 for scientific research and experimental development (SR&ED) tax credits and at $20,000 for other tax credits.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Fonds de développement des entreprises touristiques (in French only)

    ​Filaction
    Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

  • Fonds de microcrédit agricole (in French only)

    ​MRC de la Vallée-du-Richelieu
    Get an interest-free loan to help you develop your farm business.

  • Futurpreneur Canada Newcomer Program 

    Futurpreneur Canada
    Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

  • Futurpreneur Canada Side Hustle 

    Futurpreneur Canada
    If you're a young professional (18 to 39 years old) with a full-time job, you can get up to $15,000 and mentoring to launch or grow a side business.

  • Futurpreneur Canada Start-Up Program 

    Futurpreneur Canada
    Get a collateral-free loan of up to $60,000, along with 2 years of expert business mentoring to get your startup off the ground if you're 18–39 years old.

  • Impulsion PME 

    ​Investissement Québec
    Investment for start-up of young innovative businesses with growth potential located in Quebec region.

  • Innovative Manufacturer Financing [PDF](in French only)

    ​Investissement Québec
    ​Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.

  • Program Supporting the Development of Tourist Attractions — Stream 1 

    Investissement Québec
    Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

  • Program Supporting the Development of Tourist Attractions — Stream 2 

    Investissement Québec
    Get a term loan between $100,000 and $5 million to cover up to 80% of the eligible costs of a renovation project for your establishment. You must secure a contribution from private sources to cover at least 20% of the total costs.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

  • Proof-of-Concept Program 

    ​Natural Products Canada
    If you are a researcher, startup, or SME, get repayable financing of up to $100,000 to cover up to 50% of the costs of demonstrating the commercial viability of innovative natural products or technologies.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Smart Renewables and Electrification Pathways Program 

    ​Natural Resources Canada
    Get a repayable contribution of up to $50 million for a project that involves renewable energy, an emerging technology, or grid modernization, and covers up to 10%, 30% and 50% of the project costs for each of these 3 streams, respectively.

  • Solunov 

    ​Fonds de solidarité FTQ
    ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

Tax refunds and credits

  • Access to Talent Program 

    Natural Products Canada
    Canadian SMEs or start-up companies can receive up to 40% of the cost of a new employee’s salary to a maximum of $75,000 in order to carry out a project that supports the development of a natural product or technology.

  • Clean Leadership — Professional Internships 

    ​Clean Foundation
    Get a wage subsidy to cover up to 50% of the costs of hiring a professional intern for a minimum of 6 months, in a position with an environmental focus.

  • Industrial Research Assistance Program (IRAP) — Youth Employment Program 

    National Research Council Canada
    Get financial assistance to help cover the cost of hiring a post-secondary graduate (15 to 30 years old) for 6 to 12 months to work on projects with R&D, engineering, multimedia or market analysis components or the development of a new product or process.

  • Science and Technology (S&T) Internship Program - Green Jobs 

    ​Natural Resources Canada
    ​If your business is in the geomatics, geology, mining, forestry or energy industry, you could get money to hire a recent graduate of natural sciences.

  • Tax holiday for foreign researcher salaries in Quebec 

    Ministère de l'Économie et de l'Innovation
    Attract highly skilled foreign researchers to work on SR&ED projects in Quebec by offering them a tax holiday ranging from 100% coverage of their taxable earnings in the first two years to 25% coverage in the fifth year.

Grants, contributions and financial assistance

  • AI for Supply Chains 

    ​CEIM
    Get coaching and the opportunity to access up to $35,000 in financial assistance to accelerate the planning, implementation or commercialization of your innovative artificial intelligence project. 

  • AI-Powered Supply Chains Supercluster (SCALE.AI) 

    ​Scale AI
    Get funding to cover up to 50% of the costs of collaborative projects that accelerate the adoption or commercialization of artifical intelligence (AI) for supply chains, when your SME partners with other Scale AI members.

  • Aboriginal Initiatives Fund III (in French only)

    Secrétariat aux affaires autochtones
    Your for-profit or non-profit Indigenous organization could be eligible for a grant for its economic development project.

  • Access to Talent Program 

    Natural Products Canada
    Canadian SMEs or start-up companies can receive up to 40% of the cost of a new employee’s salary to a maximum of $75,000 in order to carry out a project that supports the development of a natural product or technology.

  • Accessible Technology Program 

    Innovation, Science and Economic Development Canada
    Get a non-repayable contribution to develop affordable and commercially viable new technologies that will improve access to the digital economy for persons with disabilities and increase their employability.

  • Accompagnement en technologies de la santé (in French only)

    ​PME  MTL et MEDTEQ+
    Get coaching and start-up financing to develop your business in the health technology field.

  • Agri-Food Action/Prevention — Stream 2 

    ​Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
    Get up to $50,000 to cover up to 75% of the costs of a project involving the design of tools for management and control of health and food risks.

  • AgriRisk Initiatives Program 

    Agriculture and Agri-Food Canada
    Get up to $500,000 per year to a maximum of $2.5 million over 5 years to develop new and innovative risk management tools for the Canadian agricultural sector.

  • AgriScience Program — Projects — Not-for-profit 

    Agriculture and Agri-Food Canada
    Your not-for-profit organization can get up to $5 million over 5 years to fund 70% of the cost of pre-commercial scientific research in priority areas.

  • AgriScience Program — Projects — for-profit organizations 

    Agriculture and Agri-Food Canada
    Your for-profit business can get up to $5 million over 5 years to fund 50% of the cost of pre-commercial scientific research in priority areas.

  • Agricultural Clean Technology Program — Adoption 

    Agriculture and Agri-Food Canada
    Get a financial contribution to support the purchase and installation of a commercially available clean technology or process, in 1 of 3 areas: energy efficiency improvements, precision agriculture, and bioeconomy solutions. Funding will be specifically allocated towards projects involving the purchase of more efficient grain dryers and fuel switching initiatives.

  • Agricultural Clean Technology Program — Research and Innovation 

    Agriculture and Agri-Food Canada
    Get a financial contribution to develop a transformative clean technology or to expand a current technology, in 1 of 3 priority areas: green energy and energy efficiency, precision agriculture, and bioeconomy. Use this support for pre-market innovation, including research, development, demonstration and commercialization activities.

  • Agrifood Innov’Action — Technology Adaptation 

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
    Get 70% of your costs covered when you undertake a technological adaptation project linked to agricultural production or food processing activities associated with the COVID-19 pandemic. Get up to $35,000 for a 1-year project, and up to $70,000 for a 2-year project.

  • Alimentation santé - Volet 1: Soutien à la réalisation d'études diagnostiques (in French only)

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
    Receive up to $100,000 for food-related diagnostic studies.

  • Alimentation santé - Volet 2: Soutien au développement et à la modification de la valeur nutritive de produits transformés québécois (in French only)

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
    Get up to $150,000 for the development or modification of a health food product.

  • Alliance grants 

    Natural Sciences and Engineering Research Council of Canada
    Need R&D help for a business problem? Get support when you partner with a university researcher and make an in-kind contribution to a project that benefits Canada.

  • Applied Research and Development Grants 

    ​Natural Sciences and Engeneering Research Coucnil of Canada
    You could receive funding of up to $150,000 when you partner with an eligible Canadian college to develop clean technologies.

  • Applied Research and Development Grants — Industrial Partner 

    Natural Sciences and Engineering Research Council of Canada
    Get a grant of up to $75,000, to collaborate with a college researcher on R&D projects of up to 3 years.

  • BDC Women in Technology Venture Fund 

    Business Development Bank of Canada
    Get up to $1 million in financing at the seed stage and up to $10 million at the growth stage if your technology company is led by women.

  • BioEnergy — Implementation 

    Ministère de l’Énergie et des Ressources naturelles
    Get financing of up to $5 million for a project that helps reduce greenhouse gas (GHG) emissions using bioenergy for thermal energy production applications (heating or process) with a view to replacing fossil fuels.

  • Business Assistance — Immigrant Investor Program 

    Investissement Québec
    Non-repayable contributions of $40,000 to $250,000 covering up to 10% of project costs for existing businesses and 15% for start-ups.

  • CED Aerospace Regional Recovery Initiative 

    ​Canada Economic Development for Quebec Regions
    If your SME or non-profit is working on a project to become more environmentally friendly, improve productivity, strengthen commercialization or integrate with regional and global supply chains, you could get a contribution to help with some of the costs.

  • CED Aerospace Regional Recovery Initiative — Indigenous stream 

    ​Canada Economic Development for Quebec Regions
    If your SME or non-profit is working on a project to become more environmentally friendly, improve productivity, strengthen commercialization or integrate with regional and global supply chains, you could get a contribution to help with some of the costs

  • CED Jobs and Growth Fund — Indigenous stream 

    ​Canada Economic Development for Quebec Regions
    If your business is working on a project to transition to a green economy, foster an inclusive recovery, become more competitive and create jobs for Canadians, you could get a contribution for up to 100% of the project’s cost.

  • CED Tourism Relief Fund - Quebec 

    ​Canada Economic Development for Quebec Regions
    ​If you’re working on a project to enhance tourism experiences in your region or helping the community attract more visitors, you could get a $100,000 non-repayable contribution for up to 50% of your project’s costs or a $500,000 repayable contribution for up to 75% of the costs.

  • CED Tourism Relief Fund — Indigenous stream 

    ​Canada Economic Development for Quebec Regions
    If you’re working on a project to enhance tourism experiences in your region or helping the community attract more visitors, you could get a maximum $100,000 non-repayable contribution for up to 50% of your project’s costs or a maximum $500,000 repayable contribution for up to 75% of the costs. If you’re also a non-profit, the contribution is most likely non-repayable.

  • CFIN Food Innovation Challenge 

    Canadian Food Innovation Network
    Get funding for a collaborative industry-led project that will enhance the food innovation community and generate a significant economic impact.

  • CanExport Innovation 

    ​Global Affairs Canada, Trade Commissioner Service
    Get up to $75,000 to cover up to 75% of eligible expenses associated with commercializing your technology abroad.

  • Canada Digital Adoption Program — Boost your business technology 

    Innovation, Science and Economic Development
    Get financial support for your SME to adopt new technologies. Support for your businesse will be in the form of grants to offset the cost of retaining Digital Advisors who will develop digital adoption plans tailored to the business. The grant will cover 90% of the cost to develop the digital plan, up to $15,000. To support the implementation of the plan, your SME will be able to apply for a zero-interest loan from the Business Development Bank of Canada (BDC) (up to $100,000) as well as a wage subsidy up to $7,300 for a youth placement.

  • Canada-India Research Centre of Excellence (CIRCE) 

    Networks of Centres of Excellence
    If you form a Canada-India network for collaborative research activities, you could enter a competition for funding of up to $13.8 million.

  • Canadian Agricultural Strategic Priorities Program 

    Agriculture and Agri-Food Canada
    If you’re a not-for-profit or Indigenous organization working towards sustainability and competitiveness by adopting new technology or building capacity, get up to $1 million per project in cost-shared funding to cover up to 50% of eligible project costs in most cases, and up to 75% for high-priority projects for the sector.

  • Canadian Fish and Seafood Opportunities Fund 

    ​Fisheries and Oceans Canada
    Get help to cover the costs of addressing the challenges facing the fish and seafood sector, in the form of branding and promotional strategies, access to new markets, ensuring product integrity throughout the supply chain, and increased collaboration.

  • Canadian International Innovation Program (CIIP) 

    ​Global Affairs Canada, Trade Commissioner Service
    Get up to $600,000 in funding to cover up to 50% of research and development project expenses while working with a foreign partner in Brazil, China, India, Israel or South Korea.

  • Centech Acceleration 

    ​Centech
    Get a grant of up to $25,000 when you participate in an upcoming 12-week accelerator program designed for startups that have developed an AI solution applied to supply chains. Get access to workspaces, group clinics, one-on-one coaching, and more.

  • Centre of Excellence in Next Generation Networks (CENGN) 

    Centre of Excellence in Next Generation Networks
    Is your next-generation communication solutions project ready for commercialization? You could qualify for commercialization support.

  • Collaborative Industrial Research and Support to Innovative Entrepreneurship - Stream 1 

    ​Ministère de l'Économie et de l'Innovation
    Get a grant of up to $150,000 to cover up to 50% of eligible costs for carrying out research and an innovation project to develop and grow products and services for which the start-up was created.

  • Collaborative Industrial Research and Support to Innovative Entrepreneurship - Stream 3 

    Ministère de l'Économie et de l'Innovation
    Receive up to $1.5 million in funding to cover up to 50% of eligible expenses for structuring projects that highlight collaborative research in AI by a cluster of companies that share project costs, benefits and intellectual property.

  • Collaborative Research and Development Grants 

    ​Natural Sciences and engineering Research Council of Canada
    You could get a university to help you with your research project in natural sciences or engineering if you contribute half the costs of the project.

  • Creating, Knowing and Sharing — Indigenous Organizations 

    ​Canada Council for the Arts
    Get a grant to cover some of your costs (amounts vary by category) when you engage in contemporary, customary or traditional artistic and cultural activities, including collaborations with non-Indigenous organizations.

  • Creating, Knowing and Sharing — Long-Term Projects 

    ​Canada Council for the Arts
    Get a grant of up to $300,000 for 1–3 year projects involving creating (research/writing), knowing (mentorship, training) or sharing (exhibitions, presentations, collaborations) — including those with non-Indigenous artists.

  • Creating, Knowing and Sharing — Short-Term Projects 

    ​Canada Council for the Arts
    Get a grant of up to $100,000 for projects up to 12 months involving creating (research/writing), knowing (mentorship, training) or sharing (exhibitions, presentations, collaborations) — including those with non-Indigenous artists.

  • Digital Technology Supercluster 

    ​Canada's Digital Technology Supercluster
    Get a grant to cover a portion of eligible expenses for a collaborative project in various industries. Activities may include R&D to improve connectivity, access to innovation, enabling partnerships and providing training for SMEs, women, Indigenous peoples and other underrepresented groups. Collaborators must be Digital Technology Canada members, with membership fees dependent on investment contributions.

  • EUREKA! 

    ​National Research Council Canada
    Get funding for industrial R&D projects of any size when you collaborate with a foreign partner in the EUREKA! network, including those from Europe, Israel, and South Korea.

  • EcoAction Community Funding Program 

    Environment and natural resources
    Are you working on projects that contribute to water quality or climate change? If you have a business, consider partnering with an eligible applicant who can apply for funding.

  • Economic Diversification Fund — MRC des Sources 

    Investissement Québec
    Contributions or loans for business development projects in the MRC des Sources region of Quebec.

  • Engage grants 

    ​Natural Sciences and Engineering Research Council of Canada
    ​If your business operates in Canada, you could receive up to $25,000 when you partner with a college or university to develop valuable technology.

  • Explore and Create — Artist-Driven Organizations 

    ​Canada Council for the Arts
    If you’re an artistic organization, you could get a grant equal to 60% of your total annual revenues, averaged over the last 3 years, to pay for research, creation, and production through to dissemination.

  • Explore and Create — Concept to Realization 

    ​Canada Council for the Arts
    If you’re an artist, or part of an artistic group, collective, organization or visual art publisher, you could get up to $100,000 to cover the full creative cycle, from initial idea to presentation.

  • Explore and Create — Research and Creation 

    ​Canada Council for the Arts
    If you’re an artist, curator, writer, or part of an artist group or collective, you could get up to $25,000 to pay for creative research, creation, and product development.

  • FACTOR funding for the sound recording industry 

    Foundation Assisting Canadian Talent on Recordings
    Get funding for the production and marketing of English-language Canadian sound recordings, domestic and international touring and showcasing, and more.

  • Farm Credit Canada — Loans and lending options 

    Farm Credit Canada
    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • FinDev Canada Financing and Investment 

    FinDev Canada
    Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

  • Fonds Développement industriel et durable 

    ​PME MTL
    Obtain financial assistance of up to $50,000 for the realization of a business project in the implementation, expansion and transfer or succession phases of your company.

  • Fonds Moins c'est plus (in French only)

    ​La Ruche
    ​Do you have an innovative project that supports waste management? You could receive a contribution of up to $25,000 and the possibility of having a participatory financing campaign.

  • Fonds d'aide aux initiatives régionales (FAIR) (in French only)

    Ministère de l'Économie et de l'Innovation
    Obtain financial assistance for projects aimed at improving competitiveness and increasing the production of value-added goods.

  • Fonds d'initiative et de rayonnement de la métropole (in French only)

    ​Affaires municipales et Habitation
    Receive financial support of up to $500,000 to implement a project that aims to improve the development, promotion and influence of Montreal and the metropolitan region in terms of economic, cultural, environmental and social development.

  • Fonds d’appui à l’entrepreneuriat collectif (FAEC)  (in French only)

    ​MRC de la Vallée-du-Richelieu
    Obtain technical support or a grant of up to $10,000 for an innovative project involving a social economy enterprise.

  • Fonds Écopropulsion (in French only)

    ​Corporation de développement durable
    Obtain up to $10,000 for the realization of your sustainable development project on the territories of the Arthabaska and Érable MRCs.

  • Funding for dairy product development 

    Canadian Dairy Commission
    Get a non-repayable contribution of up to $150,000 to develop or improve food products using Canadian milk.

  • Funding to collaborate on health research 

    Canadian Institutes of Health Research
    Get access to a variety of funding and health research collaboration opportunities in Canada and globally.

  • Genome Canada 

    Genome Canada
    Your not-for-profit organization could get funding for R&D projects in genomics related to agriculture, energy, environment, fisheries, forestry, health and mining.

  • Genome Funding Opportunities 

    Genome British Columbia
    Access current research funding competitions for genomics research addressing health, forestry, fisheries, aquaculture, energy, mining and environment industry needs.

  • Genome Quebec Programs 

    ​Génome Québec
    Get funding for genomics R&D projects.

  • Grand Challenges Canada 

    Grand Challenges Canada
    Have a bold idea for an innovation that will save and improve lives? Apply to the challenges that are posted and get funding of up to $10 million to bring your idea to vulnerable populations.

  • Grant financing for ICT research partnerships 

    ​Prompt
    You could get a grant to cover at least 40% (and in some cases, up to 80%) of the costs of a research partnership project involving technologies that provide access to information through telecommunications (ICT).

  • Green infrastructure programs 

    Natural Resources Canada
    If your business is undertaking clean energy infrastructure projects, you may be eligible for funding to help with deployment and market entry.

  • INNOGEC - Relance Fund (in French only)

    ​Filaction
    ​Get up to $10,000 to cover the fees of experts who will help your collective business assess the situation following the health crisis and up to $30,000 for them to assist you with your change management plan, recovery or business model adjustment.

  • INNOV-R — CRIAQ 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 per year for a three-year project to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions project in the field of aerospace.

  • INNOV-R — CRIBIQ 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions.

  • INNOV-R — CRITM 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 per year for a three-year project to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions project in the field of metal transformation.

  • INNOV-R — InnovÉÉ 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 per year for a three-year project to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions project relating to the electricity industry, smart grids, transportation electrification or intelligent vehicles.

  • INNOV-R — PRIMA 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 per year for a three-year project to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions in the field of advanced materials.

  • INNOV-R — PROMPT 

    Consortium de recherche et d'innovations en bioprocédés industriels au Québec
    Get a grant of up to $500,000 per year for a three-year project to cover up to 50% of eligible expenses when you collaborate with at least one academic institution or public research centre on an R&D project aimed at reducing GHG emissions in the field of Information and Communications Technologies (ICT).

  • ISC — Detecting Concussions Using Objective Indicators 

    ​Innovation, Science and Economic Development
    ​Get up to $150,000 to cover project expenses for up to 6 months in Phase 1 of this program. The challenge is to develop a technology, procedure or technique to detect concussions based on the objective measure of clinical indicators. Results should be issued during the initial medical visit and should be usable in medical settings by health practitioners with little training.

  • ISC — High resolution forest mapping 

    Innovation, Science and Economic Development
    Get up to $150,000 to cover expenses in phase 1 of this program. The challenge is to develop software to produce detailed vegetation fuel type or fuel attribute maps, in particular, fire managers maps of surface fuel and understory forest structure from airborne laser scanning and digital aerial photogrammetry data.

  • ISC — Plastics challenge: Mitigating the release of microplastics from tire wear 

    Innovation, Science and Economic Development
    Get up to $150,000 to cover project expenses for up to 6 months in Phase 1 of this program. The challenge is to develop cost effective technologies that will mitigate the microplastics pollution from tire wear and still comply to the tire wear standards in line with available tire solutions for rubber, vulcanized or thermoplastic tires.

  • ISC — Respiratory Disease Therapeutics 

    ​Innovation, Science and Economic Development
    Get up to $150,000 to cover project expenses for up to 6 months in Phase 1 of this program. The challenge is to develop therapeutics to address respiratory disease in early stages by targeting viral infection, replication and/or address associated comorbidities.

  • Indigenous Forestry Initiative 

    Natural Resources Canada
    Funding of up to $1 million per year for clean technology, forest bioeconomy, environmental stewardship and forest resource management projects in the forestry industry that create economic development opportunities for Indigenous peoples.

  • Industrial Agreement Programs 

    Ministère de l'Économie et de l'Innovation
    Get a fixed sum of $1,200 or $1,500 for a trip to France and certain other European regions to acquire knowledge or intellectual property or to collaborate on R&D.

  • Initiative en Créativité entrepreneuriale jeunesse en Francophonie (in French only)

    ​Les Offices jeunesse internationaux du Québec
    Obtain coaching and financial support for the realization of entrepreneurial projects involving mobility in one of the territories of the member states and governments of the Organisation internationale de la Francophonie (OIF).

  • Innovation Program (in French only)

    ​Investissement Québec
    ​Your eligible SME, cooperative or non-profit organization could receive funding to support technological, organizational and social innovation projects.

  • Innovation for Defence Excellence and Security (IDEaS) 

    Department of National Defence
    Check out current and future challenges and submit your ideas for a chance to get money to pursue your ideas and help the Canadian Armed Forces solve defence and security issues.

  • Innovation in Quantum Technologies — Stream 2 

    Ministère de l'Économie et de l'Innovation
    Get a maximum of $150,000 to cover up to 30% of eligible expences (50% for demonstration of technology showcase) for a quantum technology project from the planning to the pre-commercialisation stage.

  • Innovative Solutions Canada Program 

    Science and Economic Development Canada
    Your small business could get funding to come up with an innovative solution to a government challenge, with access to early-stage development, testing and validation of a prototype, and a pathway to commercialization.

  • Innovative Solutions Canada — Testing stream 

    Innovation, Science and Economic Development Canada
    Get your product or service innovation tested and gain valuable feedback before taking it to market. You may also be eligible for funding where available, and where there is a significant level of interest in testing your innovation.

  • Investments in Forest Industry Transformation — Studies projects 

    ​Natural Resources Canada
    Get funding between $100,000 and $500,000 to complete a study linked to the advancement of innovation in the forest sector, including (but not limited to) engineering studies, market evaluations, prototype fabrication and products trials.

  • Lab2Market Program 

    ​Lab2Market
    Get a grant of up to $15,000 in this 16-week program, with access to mentors and advisors, with opportunities for networking and partnerships as you look to develop, test and commercialize or license your science and technology-enabled innovation.

  • MUSICACTION 

    Musicaction
    Get funding for the production and marketing of French-language Canadian sound recordings, domestic and international touring and showcasing, and more.

  • Metropolitan Initiative and Outreach Fund – Stream 1 

    ​Ministère des Affaires municipales et de l'Habitation
    Receive financial support to carry out operations aimed at improving the development, promotion and outreach of Montreal and the metropolitan region.

  • Metropolitan Initiative and Outreach Fund – Stream 2 

    Ministère des Affaires municipales et de l'Habitation
    Access funding to address theme-based calls for projects in the economic, cultural, environmental and social fields to improve the quality of life in the metropolis and the metropolitan region of Montreal.

  • Mitacs Accelerate 

    Mitacs
    Stretch your $7,500 investment and expand your R&D potential by collaborating with faculty, college students, graduate students, and postdoctoral fellows on your company's complex research challenges.

  • Mitacs Accelerate International 

    Mitacs
    Get a grant of up to $15,000 when you partner with international researchers and universities to work on projects that benefit Canada by bringing talent here, creating domestically-held IP, increasing foreign investment and more.

  • Mitacs Elevate — Thematic Call 

    Mitacs
    Get a financial contribution of up to $40,000 in matching funds and be partnered with a postdoctoral fellow to help solve your business challenges on projects addressing at least one of the key priority sectors of artificial intelligence, biomanufacturing, clean tech, or quantum science. 

  • NGen Cluster Building Project 

    NGEN - Next Generation Manufacturing
    You can get a funding of up to $150, 000 to cover a maximum of 50% of eligible costs if you work within an industry-led, membership-based organization to enhance capabilities and growth through the application of, or access to advanced manufacturing technologies, best practices and principles.

  • OPTions Initiative Next-Generation Methods 

    ​Grand Challenges Canada
    Get seed grants between $250,000 to $400,000 for innovations in new or improved approaches to increasing early access to existing abortion products and services in low and middle income countries.

  • Ocean Supercluster 

    ​Canada's Ocean Supercluster
    Get a grant to cover a portion of eligible expenses for a collaborative project in a wide range of industries including marine renewable energy, fisheries, aquaculture, oil and gas, defence, shipbuilding and transportation. Activities may include digital sensors and monitoring, autonomous marine vehicles, energy generation, automation, marine biotechnology and marine engineering technologies.

  • Open Innovation Subsidy Program 

    ​Ville de Montréal
    Receive a grant of up to $50,000 when your emerging company collaborates with a partner organization to drive the commercialization of innovations.

  • Organic farming transition conversion support – Stream 2 

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation du Québec
    Get financial assistance of up to $20,000 to cover up to 50% of eligible expenses related to the construction or modification of livestock breeding facilities in order to meet organic standards.

  • PSO TRL 1-3 Program 

    Metal Transformation Research and Innovation Consortium​
    Get a grant of up to $500,000 to cover up to 40% of eligible costs if your SME partners with a research centre on a project involving metal processing.

  • PSO TRL 4-6 Program 

    Metal Transformation Research and Innovation Consortium
    Get a grant of up to $500,000 to cover up to 20% of eligible costs if your SME partners with a research centre on a project involving primary to tertiary metal processing.

  • Poultry and Egg On-Farm Investment Program — Stream 1 

    Agriculture and Agri-Food Canada
    Get a non-repayable contribution to cover up to 70% of the costs of on-farm investments in modernizing operations, increasing efficiency, biosecurity, environmental sustainability, and meeting changing consumer demands, retroactive to March 19, 2019.

  • Poultry and Egg On-Farm Investment Program — Stream 2 

    Agriculture and Agri-Food Canada
    If you were 35 years old or younger on January 1, 2021, get a non-repayable contribution to cover up to 85% of the costs of on-farm investments in modernizing operations, increasing efficiency, biosecurity, environmental sustainability, and meeting changing consumer demands, retroactive to March 19, 2019.

  • Program of assistance to the digital adaptation of the companies of the written information press (in French only)

    Ministère de la Culture et des Communications
    ​Do you operate a print media enterprise? If so, you may be eligible for financial assistance to initiate or continue with digitalization.

  • Programme de soutien au développement des débouchés et d’innovations technologiques pour le traitement de matières résiduelles au Québec (in French only)

    ​RECYC-QUÉBEC
    Obtain financial assistance of up to $1 million for the modernization of an existing facility or the development of waste conditioning, recycling and recovery.

  • Programme de soutien à l'économie sociale - volet 3: Projets structurants de mutualisation (in French only)

    Ministère de l'Économie et de l'Innovation
    Obtain support for projects involving the sharing or pooling of resources, services or activities between social economy enterprises in order to optimize access to these resources and ensure the economic viability of the enterprises.

  • Programme de soutien à la modernisation et au développement des centres de tri (in French only)

    ​Recyc-Québec
    Receive a grant of up to $1.5 million to cover 70% of eligible expenses for projects to improve the sorting of recyclable materials from curbside recycling and/or construction, renovation and demolition (CRD) waste in Quebec.

  • Programme de soutien à l’économie sociale – volet 1: Accompagnement spécialisé des entreprises d’économie sociale (in French only)

    Ministère de l'Économie et de l'Innovation
    Get support for projects that provide a continuum of specialized social economy support services for each of the legal forms of the social economy.

  • Programme de soutien à l’économie sociale – volet 2: Développement de secteurs stratégiques en économie sociale (in French only)

    Ministère de l'Économie et de l'Innovation
    Obtain support for concerted initiatives and the deployment of structuring activity programs.

  • Programme d’appui financier au développement du secteur des pêches et de l’aquaculture commerciales - Volet 1 - Appui au développement [PDF](in French only)

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation
    Obtain financial assistance of up to $1,000,000 for the development of products or the implementation of innovative processes aimed at increasing your company's production and sales.

  • Programme Écocamionnage (in French only)

    ​Ministère des Transports
    Receive financial assistance for the implementation of energy efficiency measures or the use of alternative energy to reduce GHG emissions in the road freight and service vehicle industry.

  • Protein Industries Supercluster 

    ​Protein Industries Canada
    Get a grant to cover up to 75% of eligible expenses for a collaborative project focused on creating, making, growing or selling high-quality plant-based protein products and co-products of processing. Collaborators must be Protein Industries Canada members, with annual membership fees totalling $500.

  • Quantum Leap 

    CQDM — Quebec Consortium for Drug Discovery
    Get a grant between $500,000 and $2 million for R&D related to innovative technologies, tools and platforms that facilitate the drug discovery/development process and new therapeutic approaches.

  • Quebec Economic Development Program 

    Canada Economic Development for Quebec Regions
    ​Find out about financial and other resources that can help you develop your Quebec business.

  • Quebec Fisheries Fund — Infrastructure 

    ​Fisheries and Oceans Canada
    Get a contribution of up to $1 million/year for adapting or adopting new technologies, processes or equipment to improve the efficiency and sustainability of the fish and seafood sector, and for associated training.

  • Quebec Fisheries Fund — Innovation 

    ​Fisheries and Oceans Canada
    Get a contribution of up to $1 million/year for projects (including partnerships) involving the development, testing and marketing of sustainable technology for the Quebec fish and seafood industry.

  • REGI — Business Scale-up and Productivity — CED (QC) — Private sector 

    ​Canada Economic Development for Quebec Regions
    Get a financial contribution to help you scale up and expand, adopt and commercialize innovative technologies and processes, or diversify your markets.

  • Recyc-Québec — Beverage Container Recycling — Stream 1 

    Recyc-Québec
    Receive up to $1 million funding to cover up to 70% of expenses to support beverage container packaging projects in Quebec, including optimization, expansion or implementation of structured reuse.

  • Recyc-Québec — Beverage Container Recycling — Stream 2 

    Recyc-Québec
    Receive up to $2 million funding to cover up to 70% of expenses to support projects involving packaging and recycling or recycling only of beverage containers in Quebec, including the optimization, expansion or implementation of structured reuse networks.

  • Recyc-Québec — Ecodesign strategies 

    ​Recyc-Québec
    ​Receive a grant of up to $400,000 to cover 70% of eligible cost for projects that design products with reduced environmental impacts or incorporate increased recycled content.

  • Recyc-Québec — Single-use products 

    ​Recyc-Québec
    Get a grant of up to $400,000 to cover up to 70% of eligible costs for projects to prevent and reduce the use of single-use products.

  • Recyc-Québec — Support for R&D in recycling 

    ​Recyc-Québec
    ​Get funding of up to $75,000 to cover up to 75% of costs related to R&D and commercial activities to diversify outcomes for unused tires or increase value for existing products.

  • Renewable Natural Gas Production Support Program — Stream 1 

    ​Ministère de l'Énergie et des Ressources naturelles
    Get up to $300,000 to cover a maximum of 75% of eligible expenses for feasibility studies involving a project to produce renewable natural gas for injection into the grid or a project to connect to the gas grid.

  • Renewable Natural Gas Production Support Program — Stream 2 

    Ministère de l'Énergie et des Ressources naturelles
    Get up to $15 million to cover up to 50% of eligible expenses for a project to produce and inject natural gas into the distribution grid, or to connect to distribution grid of RNG production sites.

  • SME In Action Program — Support for the realization of investment projects 

    Investissement Québec
    Non-repayable contribution of up to $100,000 in funding for feasibility studies, market analysis, site selection and other activities related to assessing the opportunity to establish a presence in Quebec.

  • Soft Landing Program 

    Canadian Digital Media Network
    Get up to $4,000 to offset travel and accommodations costs to open new markets, close international sales, and secure investments abroad.

  • Soutien aux initiatives de développement économique dans l'arrondissement d'Ahuntsic-Cartierville (in French only)

    ​Ville de Montréal
    Get financial assistance to propel your collective economic development initiatives.

  • Space Technology Development Program 

    Canadian space Agency
    Get a non-repayable contribution of up to $1 million for projects related to mission-enabling and generic space technologies.

  • Strategic Innovation Fund — Stream 1 

    Innovation, Science and Economic Development Canada
    Get a contribution of up to 50% of eligible expenses to conduct R&D that will accelerate technology transfer and commercialization of innovative products, processes and services.

  • Strategic Innovation Fund — Stream 2 

    Innovation, Science and Economic Development Canada
    Get a contribution of up to 50% of eligible expenses to support the expansion or material improvement of existing industrial or technological facilities, or projects.

  • Strategic Innovation Fund — Stream 3 

    Innovation, Science and Economic Development Canada
    Get a contribution of up to 50% of eligible expenses for projects that support, attract and retain new investment in industrial or technological facilities in Canada.

  • Strategic Innovation Fund — Stream 5 

    Innovation, Science and Economic Development Canada
    Get a financial contribution to cover project expenses when you collaborate across various organizations (SMEs, incubators/accelerators, academic and research institutions, and large corporations) with the goal of accelerating the commercialization of your technology on a national level.

  • Support for innovation projects 

    Investissement Québec
    Get up to $350,000 to cover 50% of the costs of project planning, R&D, technology validation and technological showcase activities relating to the development of innovative products or processes.

  • Sustainable Development Technology Fund 

    Sustainable Development Technology Canada
    Get a non-repayable contribution of up to $5 million for your pre-commercial technology that helps fight climate change, or deals with clean air, water and soil.

  • TELUS Pollinator Fund for Good 

    ​Telus
    Get funding for your innovative projects in health, education, agriculture and the environment.

  • Technoclimat Program 

    Ministère de l'Énergie et des Ressources naturelles
    Get a contribution to cover up to 50% of the cost for technological demonstration projects relating to energy efficiency, renewable energies, bioenergy or the reduction of GHG emissions.

  • Technology and Business Demonstration 

    Hydro-Québec
    Get financial assistance of up to $500,000 to cover 75% of the costs of testing the technical and commercial viability of innovative energy-saving or power-demand optimization measures.

  • The Sky’s the Limit Challenge 

    Natural Resources Canada
    The aviation industry needs a fuel that will cut pollution and fight climate change. Can you supply it?

  • Transportez vert — DC fast charging station 

    Ministère de l’Énergie et des Ressources naturelles
    Get financial assistance of up to $60,000 to acquire and install direct current (DC) fast charging stations to promote vehicle fleet electrification.

  • Valorization of thermal waste 

    Ministère de l’Énergie et des Ressources naturelles
    Get financing to cover up to 100% of the costs of a thermal waste recovery project, including industrial discharges from incinerators, data centers or wastewater, to be used for the heat needs of all types of users.

Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

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